Expense Report — Apr–Jun 2026
YK Marketing · ABN 69 501 876 987 · Sole Trader
Generated
12 Jun 2026
Total Operating Expenses
$1,449.61
Apr–Jun 2026 · 15 expense records
Revenue submitted: $0.00 — P&L incomplete
Insurance — Committed AP
$973.72
11 × $88.52/month · through May 2027
2 policies: Public Liability + Prof. Indemnity
Ex-Insurance Expenses
$503.61
Apr + May operating costs
Ins. amortised: $78.83/month over 12 months
Business-allocated amounts · Apr–Jun 2026
Stacked by category · Insurance dominates June
April
$108.79
May
$394.82
June
$946.00
May 2026 · Cost per day of access (AUD)
⚠️ Claude 7 Days via Edutun ($5.72/day) ran concurrently with Claude Pro ($1.13/day) during 16–30 May — 5.1× more expensive per day for the same underlying product
| ID | Date | Description | Category | Business $ |
|---|---|---|---|---|
| INV-001 | 12 Jun 26 | BizCover — Public Liability $10M (Policy 18U600820BPK) | Insurance | 341.00 |
| INV-002 | 12 Jun 26 | BizCover — Professional Indemnity $1M (Policy 18BZ18832PID) | Insurance | 605.00 |
| INV-003 | 28 Apr 26 | Vodafone Mobile — Apr 2026 · 80% business split | Rent & Utils | 108.79 |
| INV-007 | 17 May 26 | Dodo Electricity — Feb–May 2026 · 50% home office | Rent & Utils | 111.92 |
| INV-008 | 20 Mar 26 | Dodo Gas — Dec 2025–Mar 2026 · 50% home office | Rent & Utils | 84.12 |
| INV-009 | 7 May 26 | Claude Pro — May 2026 ⚠ inv. pending | Software | 34.00 |
| INV-004 | 5 Jun 26 | Claude Pro — Jun 2026 (credit note — net $0) | Software | 0.00 |
| INV-005 | 8 May 26 | Syntx AI — 3-month subscription (24.12 EUR) | Software | 39.22 |
| INV-006 | 15 May 26 | Claude 7 Days via Edutun.Io (1,990 RUB) ⚠ overlap | Software ⚠ | 40.04 |
| BNK-005 | 19 May 26 | Spotify — monthly subscription | Software | 15.99 |
| BNK-006 | 24 May 26 | Fastfix Mobile Repairs — business phone · 80% split | Equipment | 24.00 |
| BNK-001 | 28 May 26 | Coles Mastercard Interest — Apr–May 2026 (20.74% p.a.) | Bank Fees | 42.13 |
| BNK-002–4 | May 26 | International Transaction Fees × 3 (Syntx AI, Edutun, Claude) | Bank Fees | 3.40 |
| TOTAL OPERATING EXPENSES | $1,449.61 | |||
Insurance: True Monthly Cost Is $78.83, Not $946
Annual policies recognised on invoice date (12 Jun) create an artificial June spike. Cash outflow is $88.52/month via instalments — much smoother than the P&L implies.
Concurrent Claude Subscriptions — 5.1× Daily Rate Overlap
Claude Pro ($1.13/day) and Edutun 7 Days ($5.72/day) ran simultaneously 16–30 May. $40.04 for 7 days of access already covered by the monthly plan.
CC Interest Implies ~$2,440 Revolving Balance
$42.13/month at 20.74% p.a. = ~$505/year avoidable cost — equal to 34.8% of the annualised software budget ($1,551). Clearing the balance eliminates this line.
Revenue Not Submitted — P&L Incomplete
No income records were submitted to INBOX. Gross margin, net margin, ROMI, and all efficiency ratios are unavailable. Submit client invoices to complete the picture.